**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to 5210 Hammock Circle in St. Cloud, a spacious two-story home offering 4 bedrooms, 3.5 bathrooms, a versatile loft, and multiple indoor and outdoor living spaces designed for comfort and flexibility. With a functional layout, generous living areas, and exceptional parking space, this home offers the perfect balance of everyday living and entertaining. Inside, the main living areas flow seamlessly between the kitchen, dining, and gathering spaces, creating an inviting atmosphere that feels open, connected, and ideal for hosting. The flexible floor plan offers endless possibilities for a home office, guest space, hobby area, or additional living needs, while the upstairs loft serves as the perfect bonus space for a media room, playroom, study area, or second lounge. One of the home's standout features is the oversized driveway with parking for up to 12 vehicles, a rare and highly desirable feature that offers incredible convenience for larger households and entertaining guests. Outdoor living is equally inviting with a welcoming front porch, covered rear porch, and extended patio area ideal for grilling, outdoor dining, relaxing, or enjoying the Florida lifestyle year-round. The backyard provides plenty of open, usable space to create your own private outdoor retreat. Located just minutes from Lake Nona, this home offers convenient access to one of Central Florida's fastest-growing destinations, known for its Medical City, highly rated dining, shopping, entertainment, and major employers. Residents also enjoy easy access to nearby parks, lakes, schools, and major roadways connecting to Kissimmee, Orlando, and surrounding Central Florida areas, all while enjoying the comfort of a residential neighborhood setting.